How it's calculated
To the official rate: 100 × 38,1648 (Argentine pesos by Uruguayan peso, dolarapi.com, data from 13/11/2026) = $ 3.816,48.
With a card on Uruguay: the consumption is converted to dollars and is charged to card dollar. We estimate 100 × (38,1648 / $ 1.570,00 official) × $ 2.041,00 card = $ 4.961,42. The card network uses its own exchange rate, so it may vary slightly; if you pay the statement with your own dollars, there is no 30% advance tax collection.
A month ago, the same amount was equivalent to $ 3.762,75 (+1,43%), according to the historical series. To travel, the usual is to take dollars and change them there or use card: the Uruguayan peso is almost not achieved in Argentine banks.